If you don't get on top of your credit problems fast, they will continue to haunt you and eventually consume your life. When you have over committed yourself and the bills are pouring in, the worst t...
Professional consumer credit counseling services are available to help people who need to reduce their debt and recover their credit. When choosing a counselor you should try to find one who has accr...
Any debt consolidation plan will not work unless the debtor sticks to it and does not deviate. This should be obvious, but with the curve balls often tossed your way, it may prove to be more challengi...
Consolidating debt or filing bankruptcy might appear to be your only hope but it is important to consider the long term consequences of any debt solution. Debt is a dangerous situation and the number ...
Unfortunately a few bad apples have given debt counseling a bad name. First of all, do you know what debt counseling is? Do you know who debt counseling is for? In piling up a mountain of debt you pr...
Dealing with your finances can be quite overwhelming. It entails meeting all your financial obligations promptly, making the right financial decisions, and keeping watch over your credit score. But th...
When you're dealing with debt, one of the most stressful things can be constant phone calls and letters from debt collectors. Fortunately, there are a number of types of protection and techniques to h...
The Consumer Credit Counseling Service is a non-profit organization providing debt consolidation services and is one of the best consolidation solutions available. It offers far more than debt consoli...
An increasing number of people have started using their credit cards to spend beyond their means, in turn accumulating huge debts. Very few people actually manage to pay off their credit card bills in...
1. Thou shalt understand interest ratesThere are two common types of interest rates: fixed rates and variable rates. The fixed rates will remain constant throughout the duration of the repayment pe...