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    • 391.

      Career, How Do Credit Cards Affect Your Credit?


      by JENNIFER BAXT - 2008-10-27
      Nearly everyone over the age of 20 has at least one credit card. For some, getting a credit card is a process to adulthood, but sadly many people do not realize the full effects that credit cards ...
    • 392.

      What is a Short Sale? How Do I Negotiate a Short Sale With My Lender?


      by creditlawgroup - 2008-10-27
      A short sale is a great way to sell your home and avoid the credit consequences of foreclosure. A short sale is basically the negotiation  with the lien holder for a payment of less then you owe.. ...
    • 393.

      Is Debt Consolidation Right for Me? How Do I Choose a Company?


      by creditlawgroup - 2008-10-27
      Is Debt Consolidation Right For Me? How Do I Choose A Company? Unfortunately many Americans today owe money to several deferent creditors with different interest rates. This makes it difficult for pe...
    • 394.

      Installment Accounts


      by creditlawgroup - 2008-10-28
      An installment account is an account that you pay a pre-set monthly payment and pay off the balance over time. These are for accounts such as auto loans, mortgages, student loans or personal loans. ...
    • 395.

      Repossession


      by creditlawgroup - 2008-10-28
      Repossession is when a lender takes back the property you have purchased, leased, or put up for collateral. The procedure is usually followed by the terms of the contract where the seller agrees to a...
    • 396.

      Judgements


      by creditlawgroup - 2008-10-28
      A judgment is filed by a lawyer basically suing you for the money owed to the creditor. Dealing with a debt collector can be one of life's most stressful experiences. Harassing calls, threats, and u...
    • 397.

      Liens


      by creditlawgroup - 2008-10-28
      If you do not pay State or Federal taxes or pay a debt owed to a creditor, they can make a claim against your property. This particular claim is called a tax lien, and it is a horrible situation alt...
    • 398.

      Late Payments on Your Credit Report


      by creditlawgroup - 2008-10-28
      Late payments that show up on your credit report hurt your credit score to varying degrees. Even though it seems that all late payments are the same, this is not true. There is one late payment in pa...
    • 399.

      Foreclosure


      by creditlawgroup - 2008-10-28
      A mortgage is a contract loan a person takes out to purchase their home, and is one of the most significant trade lines on a credit report. When a lender looks at how a person paid their mortgage, th...
    • 400.

      Career, Do you find Credit Relief with Debit Consolidation?


      by JENNIFER BAXT - 2008-10-30
      When your credit becomes difficult to manage, it can be tempting to simply declare bankruptcy and hope that everything works out down the road; however, this is the exact wrong thing to do, and as...