Credit scores are the financial measurement to determine your financial creditworthiness. Lenders like banks and credit card companies use these credit scores to know your financial ability. Thus is i...
I noticed many houses for sale in my area. I began to think why so many people were trying to sell their homes. I know hurricane insurance plays a big part. So do the banks. This started my train of t...
Grandma had a rainy day jar. She would tuck it away and put a little extra there whenever she could to save up for a special treat or gift or for when someone needed a little loan. That mentality se...
The economy of the United States is undoubtedly and indisputably based on the small business. That being said, it is rather amazing that financing for self-employed people is such a problem.Self Emplo...
I always thought it excessive to be fined £35 (GBP) every time I go over drawn at my bank or forget to pay my credit card bill. I mean, exactly how much does it cost to send me a reminder letter? Well...
Have you ever tried to pay your electricity bill?I love Spain, I love living here, I love speaking Spanish with the locals, I love so much about it and, for now at least, I can't see myself living any...
As the unrest caused by the attitude and actions of many of today's major financial institutions continues, there is a new phenomenon which is taking the internet by storm - Social Lending. What is s...
Buying a home is probably the biggest decision you will every make. But deciding to buy is only the first step in the decision making process. Now, you must decide what type of mortgage is best for ...
Banks are considered conservative in nature, very few banks go bankrupt, they make millions… right! Would you say that they have a successful business model? If so, let's look at what they invest thei...
That statement does sound logical, especially when a mortgage broker tells you that lenders are suspicious of people who have lots of unused credit available to them. What's to keep you, after all, fr...