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1. Buy-to-Let Benefits From Market Slowdown

   by michael sterios - 2008-08-15
   The flagging property market has claimed many scalps over the past year or two. Most notable of these are specialist lenders who opened their doors to borrowers of questionable worth and home owners ...

2. Repackaging Adverse Credit Mortgages

   by michael sterios - 2008-08-15
   What do you do with a massive package of adverse credit mortgages that no one wants to buy? This is the dilemma facing many financial institutions in the current economic climate. Several years ago i...

3. Mortgage Lending Hits a New Low

   by michael sterios - 2008-08-15
   Approvals for home loans in the UK have hit the lowest level ever recorded for a single month. The blame has been set squarely on the credit crunch as lenders are not only finding it difficult to obt...

4. Credit Crunch and Self-Certification Mortgages

   by michael sterios - 2008-06-20
   With the credit crunch forcing lenders to evaluate their loan books and reassess the types of products they offer it would appear sensible to anticipate the demise of the self-certification mortgage....

5. All About Self-Employed Mortgages

   by michael sterios - 2008-06-20
   There are a growing number of people in our society who choose to work for themselves and are therefore regarded as self-employed. Such individuals may be required to apply for specialist self-employ...

6. An Unlikely New Mortgage Market

   by michael sterios - 2008-06-13
   Much has been written about the sub prime mortgage crisis in the US and even more has been said. Most analysts placed the blame for the implosion in the credit market on the adverse credit mortgage. T...

7. Hedge Your Remortgage

   by michael sterios - 2008-06-10
   What a great life it would be if we could predict future interest rates. Imagine being able to wait it out on your remortgage until such a time as interest rates dropped by several percentage points, ...

8. Aussie Self-Certification Mortgage Lender to be Sold

   by michael sterios - 2008-06-09
   One of Australia's largest non-bank lenders has been offered up for sale by its owner GE Money - the giant American corporation with an international financial services arm. The mortgage lender has ap...

9. The Search For A Remortgage Product

   by michael sterios - 2008-06-02
   Suffering from bad credit can cause problems when looking to remortgage your property. The number of lenders who will consider a remortgage if you suffer from adverse credit diminishes as the level of...

10. Warning For Adverse Credit Mortgage Fraud

    by michael sterios - 2008-05-28
    The Financial Services Authority has been slowly ramping up its operations to target mortgage fraud in the UK by gathering enough evidence to successfully prosecute perpetrators. High on the list is f...

11. The Retracting Self-Certification Mortgage Market

    by michael sterios - 2008-05-20
    Once upon a time self-employed workers found it nearly impossible to get a mortgage unless they had an enormous deposit and a large income from their business activities that spanned many years. Those...

12. Buy-to-Let Up To The Challenge

    by michael sterios - 2008-05-19
    There is no doubt that the buy-to-let market is about to face some challenging years. If you were to believe everything you read in the press about investment property you might think the entire prope...

13. Tough Times Ahead for the Self-employed

    by michael sterios - 2008-05-19
    Mortgage products are currently being pulled from the shelves at a record rate. While borrowers were spoiled for choice only a few months ago the number of products on offer has nearly halved - from a...

14. The Basics Of Adverse Credit Mortgages

    by michael sterios - 2008-05-19
    Adverse credit mortgages are arranged for home owners and first-time-buyers with impaired credit files. People with adverse credit are usually excluded from applying for mainstream mortgage products a...

15. 100% Mortgages - are They for You?

    by michael sterios - 2008-05-17
    If you're looking to buy a house, but don't quite have enough capital to put down a minimum 5% deposit, it may be that you can apply for a 100% mortgage, also known as a no deposit mortgage. This is w...

16. Different Types of Interest on a Mortgage

    by michael sterios - 2008-05-17
    One of the most confusing parts of getting a mortgage and buying your own home can be the interest rates. From the myriad of choices available to how the interest is actually worked our, it can quickl...

17. Commercial Mortgages

    by michael sterios - 2008-05-17
    Although most people would relate a mortgage to buying a home, they can also be used to buy a property that will be used by a company as a workplace. This can be for either business or commercial use,...

18. Self-certification Mortgages In The Clear

    by michael sterios - 2008-05-15
    Following a report from the BBC's Money Programme, the FSA (Financial Services Authority) conducted its own investigation into self-certification mortgages and the practices undertaken by mortgage int...

19. Refinancing Buy-to-let Mortgages

    by michael sterios - 2008-05-15
    Remortgages now comprise almost half of all mortgage business written in the UK. This is largely due to the mainstream residential mortgage market. Refinancing buy-to-let mortgages is not quite as pop...

20. Bad Credit Mortgages With a Catch

    by michael sterios - 2008-05-15
    People searching for bad credit mortgages should be wary of products which advertise low headline interest rates. Quite often, the mortgages that seem the best value on the surface turn out to be the ...

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