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  1. Refinance Mortgage Basics - Terminology You Need to Know

    by Louie Latour - 2007-04-24
    If you're in the market to refinance your home mortgage loan, learning the lingo can boost your confidence and prevent loan officers from taking advantage of you. Learning mortgage terminology is a l...
  2. How to Compare Mortgage Offers When Refinancing Your Home Loan

    by Louie Latour - 2007-04-18
    If you are in the process of refinancing your home mortgage, comparison shopping can save you money if you go about it correctly. There are a number of fees and markup you need to consider before com...
  3. Refinance Mortgage Loan - Should I Have Those Mortgage Companies "Bid" On My Loan?

    by Louie Latour - 2007-04-17
    You've seen the commercials on television: "When mortgage lenders compete…" Should you use a website like this to refinance your mortgage? These sites can be a good resource for refinancing if you re...
  4. Mortgage Refinance Information - Avoid Costly Mistakes Save Thousands

    by Louie Latour - 2007-04-13
    If you are considering refinancing your home mortgage you can save yourself a lot of money if you go about it correctly. Many homeowners refinance their loans to get a lower mortgage rate or cash out...
  5. Yield Spread Premium Class Action Lawsuit

    by Louie Latour - 2007-04-11
    Homeowners in Washington State have been granted class action status in a lawsuit against a major national mortgage lender over Yield Spread Premium. Yield Spread Premium is used by every mortgage le...
  6. California Mortgage Quote: Get the Rate You Deserve Without Yield Spread Premium

    by Louie Latour - 2007-04-11
    If you are refinancing your California home loan it is extremely easy to overpay for the new mortgage. The mortgage rate you think you're getting is not the interest rate you qualified for when your ...
  7. California Jumbo Mortgage Loans - How to Avoid Overpaying

    by Louie Latour - 2007-04-10
    The high cost of real estate in California forces many homeowners into Jumbo mortgage loans. What are jumbo loans? Any mortgage amount that is higher than the conforming loan limit is considered a ju...
  8. Mortgage Refinancing - Avoid Paying Too Much For Your Home

    by Louie Latour - 2007-04-10
    For most people their homes are the single largest investment ever made. Many homeowners overpay for their homes because they don't understand the mortgage they use can add hundreds of thousands of d...
  9. Los Angeles Mortgage Refinancing - Find the Best California Home Loan

    by Louie Latour - 2007-04-10
    If you are in the process of refinancing your Los Angeles home, the right loan can mean the difference between saving money and overpaying thousands of dollars every year. With the high cost of home ...
  10. Los Angeles Mortgage Refinancing - Why You Should Avoid Bank Loans

    by Louie Latour - 2007-04-10
    Home homeowners choose a loan from their bank when it's time to refinancing their Los Angeles mortgage. While bank mortgage loans are convenient, they are not the most affordable option for your new ...
  11. California Mortgage Refinancing ABC's - How to Get Started

    by Louie Latour - 2007-04-08
    If you are considering mortgage refinancing in California, no amount of comparison shopping will prevent you from overpaying. The reason for this is that every quote you receive includes the hidden m...
  12. Refinance California Mortgage - What to Look for in a Lender

    by Louie Latour - 2007-04-08
    Want to refinance your mortgage in California? The Internet makes it easy to find and apply for mortgage loans; however, there are a number of refinancing pitfalls you need to avoid. These costly mi...
  13. California Mortgage Refinance - Finding a New Loan Without Overpaying

    by Louie Latour - 2007-04-08
    If you are refinancing your California mortgage loan it can be difficult to know which loan is best for you. There are dozens of loans to choose from and not every mortgage will be right for your sit...
  14. Is Your Adjustable Rate Mortgage Loan At Risk?

    by Louie Latour - 2007-04-04
    If you purchased your home within the past two or three years, there is a very good chance you used an Adjustable Rate Mortgage loan. In 2005 alone, one out of every three mortgages had an adjustable...
  15. Mortgage Broker Refinancing - How to Avoid Overpaying

    by Louie Latour - 2007-04-04
    Mortgage brokers can be an excellent resource for refinancing. Brokers have extensive contacts in mortgage industry and access to loan offers you might not find on your own. The problem with using a...
  16. Mortgage Refinancing - How to Avoid Payment Shock

    by Louie Latour - 2007-04-04
    The best advice for homeowners refinancing their mortgages online is to read before you click. Payment shock comes in many forms and can lead to a mortgage payment you simply cannot afford. Here are...
  17. Mortgage Refinancing With an Adjustable Rate Mortgage

    by Louie Latour - 2007-04-03
    When used correctly an Adjustable Rate Mortgage can save homeowners who fully understand their loans thousands of dollars. There is always the risk of payment shock with an Adjustable Rate Mortgage; ...
  18. Mortgage Refinancing With an Interest Only Loan

    by Louie Latour - 2007-04-03
    Interest only mortgages can be an excellent tool for refinancing your mortgage when used correctly. Homeowners who abuse interest only mortgages frequently experience payment shock when the lenders b...
  19. The Biggest Mortgage Refinancing Mistake You Need to Avoid

    by Louie Latour - 2007-04-03
    There's a lot of bad advice on the Internet about mortgage refinancing. The majority of what you read is sales motivated and results in overpaying for your new mortgage. There is however, one little...
  20. Mortgage Refinancing - Fixed Interest Rate Loans

    by Louie Latour - 2007-04-03
    If you are in the market for a new mortgage loan, choosing the right type of mortgage could mean the difference between saving money and overpaying. There are two basics types of mortgages loans depe...